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Essays and explainers on money - written to teach, never to sell. Filter by what you’d like to understand today.
Latest articles
15 articles
Personal Finance
Five Wealth-Destroying Habits Seen Over 16 Years in Finance
The habits that quietly destroy wealth are rarely dramatic - they are small, repeated behaviours like timing the market, chasing returns, and carrying costly debt, that compound against you over time.
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Personal Finance
The NRI Investor's Guide to Investing Back Home in India
NRIs can invest in Indian mutual funds and stocks using NRE or NRO accounts, following FEMA and RBI rules; the main things to understand are account types, repatriation limits, and how gains are taxed.
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Wealth Creation
Child Education Planning: A Starting Point for Parents
Child education planning means estimating the future cost of your child's education, accounting for inflation, and investing steadily and early so the money is ready when you need it.
Personal Finance
Why Investors Buy High and Sell Low (and How to Stop)
Investors buy high and sell low because emotion - fear and greed - overrides logic at exactly the wrong moments. Understanding these mental traps is the first step to not falling into them.
Wealth Creation
Asset Allocation: Why the Mix Matters More Than the Pick
Asset allocation is how you divide your money across different types of investments - like equity, debt, and gold - and it shapes your returns and risk far more than which specific fund or stock you pick.
Tax
Tax-Efficient Investing in India: Keeping More of What You Earn
Tax-efficient investing means legally arranging your investments so you pay less tax and keep more of your returns, mainly by using deductions like Section 80C and choosing the tax regime that suits you.
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