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Retirement

Picture the life you want, then size the number quietly behind it.

Retirement planning is really one question: how much do you need so your money can cover your expenses when your salary stops? We start from what you spend today, grow it for inflation to the year you retire, and size a corpus that can sustain it.

Move the sliders to see how your age, expenses, and expected return shape the monthly investment it takes to get there. Small, early changes move the number more than you would expect.

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Estimates only · not investment advice
30 yrs
18 yrs60 yrs
60 yrs
40 yrs75 yrs
₹50,000
₹10,000₹5,00,000
6%
2%12%
11%
4%18%
Required monthly SIP
₹32,875
Invested
₹1,18,35,104
Est. returns
₹8,12,09,453
Now30 years

Estimates only · not investment advice. Assumes a constant annual return compounded monthly. Real returns vary year to year and are never guaranteed. This is an educational illustration, not advice. Corpus is sized using a simplified safe-withdrawal multiple of annual expenses. This is an educational illustration, not advice.

The Community

A number is a start. Context is the rest.

Retirement maths feels heavy alone. In the community we break it into calm, doable steps, and answer the questions the calculator cannot.

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FAQ

Frequently asked questions

A common rule of thumb is 25 to 30 times your annual expenses at retirement, adjusted for inflation. This tool uses that approach.