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SIP Calculator
Start small. Stay consistent. Let time do the heavy lifting.
A Systematic Investment Plan (SIP) is simply investing a fixed amount at regular intervals, usually monthly. You don't time the market; you stay in it. Over years, two quiet forces do the work: rupee-cost averaging smooths out the ups and downs, and compounding lets your returns earn returns of their own.
Use the calculator below to see how a monthly habit can grow. Move the sliders and watch the shape of the curve, that gap between what you invest and what it becomes is compounding at work.
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Estimates only · not investment adviceEstimates only · not investment advice. Assumes a constant annual return compounded monthly. Real returns vary year to year and are never guaranteed. This is an educational illustration, not advice. This is an educational illustration, not advice.
A number is a start. Context is the rest.
Join the WhatsApp community for the thinking behind the math, how to choose a SIP, when to step it up, and how to stay the course. Free, and useful even if you never become a client.
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Frequently asked questions
A Systematic Investment Plan invests a fixed amount in a mutual fund at regular intervals, usually monthly. It is a way of investing, not an investment itself.